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Creteau, Hackett, Lachapelle & Associates, LLC.

Providing Retirement Income Strategies

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Home Office: 73 Wakefield Street Rochester, NH 03867 Phone: 603-332-6518Fax: 603-332-0075Toll Free: 866-710-8070Satellite Office:One New Hampshire AvenueSuite 125Portsmouth, NH 03801Phone: 603-766-6518Email Addresses:John.Creteau@Voyafa.comFinancial AdvisorRichard.Hackett@Voyafa.comCertified Financial PlannerJohn.Lachapelle@Voyafa.comFinancial AdvisorLaura.Fleming@Voyafa.comOffice ManagerDenise.Carver@Voyafa.comAdministrative Assistant
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  • 57% of U.S. workers have saved less than $25,000 for retirement.* -- *2015 Retirement Confidence Survey, EBRI
  • Only 48% of Americans know how much money to save for retirement.* -- *2015 Retirement Confidence Survey EBRI
  • 50% of retirees left the workforce earlier than planned.* -- *2015 Retirement Confidence Survey EBRI

Providing Retirement Income Strategies

Printed from: www.chl-associates.com

  • CHL & Associates LLC, Providing Retirement Income Strategies

  • Home Office: 73 Wakefield Street Rochester, NH 03867 Phone: 603-332-6518Fax: 603-332-0075Toll Free: 866-710-8070Satellite Office:One New Hampshire AvenueSuite 125Portsmouth, NH 03801Phone: 603-766-6518Email Addresses:John.Creteau@Voyafa.comFinancial AdvisorRichard.Hackett@Voyafa.comCertified Financial PlannerJohn.Lachapelle@Voyafa.comFinancial AdvisorLaura.Fleming@Voyafa.comOffice ManagerDenise.Carver@Voyafa.comAdministrative Assistant
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Credit-Card Debt

How Long Will It Take to Pay My Balance?

Remember, the more you pay each month, the sooner you could pay off your debt and the lower your total interest cost should be.

If you have accumulated credit-card debt, you can use this calculator to estimate how long it could take you to pay off that debt based on your payment amount.

Your Results

Assumptions:

  • No additional charges are added to the balance.
  • 12 equal billing cycles per year.
My current credit card balance: $0.00
The annual percentage interest rate on your card: 0%
The minimum amount required to pay only the interest: $0.00
Each month you plan to pay: $0.00
At that payment, the time required to pay off your balance: 0 years
You will pay total interest of: $0

This chart shows the number of years it would take you to pay off your balance based on the information you provided. You can substantially reduce the time needed to pay off your debt and your total interest paid by increasing monthly payments. If you feel your credit card interest rate is too high, you may want to consider whether you can transfer your balance to a lower-interest card.

Credit Card Balance Over Time

 

This hypothetical example is used for illustrative purposes only. Actual results will vary.

The information in this calculator is not intended as tax or legal advice, and it may not be relied on for the purpose of avoiding any federal tax penalties. You are encouraged to seek tax or legal advice from an independent professional advisor. The content is derived from sources believed to be accurate. Neither the information presented nor any opinion expressed constitutes a solicitation for the purchase or sale of any security.

This material was written and prepared by Emerald Connect, LLC.
© 2018 Emerald Connect, LLC. All Rights Reserved.

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Contact Us

Home Office: 73 Wakefield Street Rochester, NH 03867 Phone: 603-332-6518Fax: 603-332-0075Toll Free: 866-710-8070Satellite Office:One New Hampshire AvenueSuite 125Portsmouth, NH 03801Phone: 603-766-6518Email Addresses:John.Creteau@Voyafa.comFinancial AdvisorRichard.Hackett@Voyafa.comCertified Financial PlannerJohn.Lachapelle@Voyafa.comFinancial AdvisorLaura.Fleming@Voyafa.comOffice ManagerDenise.Carver@Voyafa.comAdministrative Assistant

Market Watch

Last Closing Prices

Ticker Name Percent Difference (when noted with %) otherwise Last Price Difference (where applicable)
Dow Jones Industrials 24,423.26 +0.14%
Nasdaq Composite 7,020.52 +0.74%

[ Markets | Charts | Quotes | Portfolio ]

Market data delayed per exchange rules.
All quotes are in US Eastern Time (EST).
Market data provided by ICE Data Services. ICE Limitations. Powered and implemented by FactSet. Legal Statement.

Investment adviser representative and registered representative of, and securities and investment advisory services offered through Voya Financial Advisors, Inc. (member SIPC)

Federal and state insurance and securities rules and regulations prohibit registered representative(s) and/or investment adviser representative(s) from soliciting, offering and selling any insurance or securities products or providing investment advice until they are properly registered and licensed in each state jurisdiction.

The registered representative(s) and/or investment adviser representative(s) listed on this website are licensed and registered in the following states:

We are licensed to sell Insurance Products in AZ,FL,MA,MD,ME,MT,NC,NH,PA,SC,TX.

We are registered to sell Securities in AL,AZ,CA,CT,FL,GA,KS,MA,ME,MT,NC,NH,SC,TX,VA,WA.

 

Creteau, Hackett, Lachapelle &  Associates is not a subsidiary of nor controlled by Voya Financial Advisors, Inc. (member SIPC)

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